curl --request POST \
  --url https://test.digitaltermination.com/api/payouts \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/x-www-form-urlencoded' \
  --data amount=0.1 \
  --data send_amount=0.1 \
  --data sender_country=GHA \
  --data send_currency=GHS \
  --data sender_first_name=Zeepay \
  --data sender_last_name=Ghana \
  --data receiver_first_name=GODWIN \
  --data receiver_last_name=HOTTOR \
  --data service_type=Wallet \
  --data receiver_msidn=123 \
  --data receiver_country=GHA \
  --data receiver_currency=GHS \
  --data transaction_type=CR \
  --data extr_id=guid-example \
  --data mno=MTN \
  --data callback_url=https://webhook.site/3b3b3b3b-3b3b-3b3b-3b3b-3b3b3b3b3b3b

{
  "code": 411,
  "message": "Transaction is pending response from a third party",
  "zeepay_id": 123456
}