> ## Documentation Index
> Fetch the complete documentation index at: https://docs.myzeepay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

# Instntmny Local API

Zeepay's **Instnmny Local API** powers fast and secure domestic money transfers within Ghana, enabling users to send funds directly to mobile money wallets, bank accounts, or for in-person cash collection.

### Key Features

* 🇬🇭 **Ghana-Centric Transactions**: Built specifically for domestic money transfers within Ghana.
* 📲 **Flexible Payout Options**: Send money to mobile wallets, bank accounts, or for local cash pickup.
* ⚡ **Real-Time Processing**: Transactions are processed instantly or within minutes for faster delivery.
* 🔐 **Secure and Reliable**: Enforced with local banking and mobile money security standards.
* 🏦 **Bank & Wallet Integrations**: Seamlessly connects with major banks and mobile money operators in Ghana.
* 📊 **Detailed Transaction Logs**: Get real-time insights into transaction statuses and delivery.

***

### Sample Request

```http theme={null}
POST /api/instntmny-local/transactions/wallets/credit-wallet HTTP/1.1
Host: api.zeepay.com
Authorization: Bearer {token}
Content-Type: application/json

{
    "customerName":"Eugene Osei",
    "mno": "Vodafone",
    "amount": "1",
    "msisdn": "233201854694",
    "description": "Test Wallet Credit",
    "reference": "23456789"
}
```